Of course, most borrowers will attempt to secure financing with their local bank or credit union before turning to a mortgage broker. Banks are seemingly the more trusted and familiar choice, and often provide borrowers with discounts based on a pre-established relationship.
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Before buying a home, shop around for the best mortgage lenders. Get tips on finding the right lender for you, and see our top picks for a variety of needs.
“Banks are so unbelievably inefficient as operations. So the mortgage market is being taken over by nonbanks. Support real journalism. support local journalism. Subscribe to The Atlanta.
Get tips on finding the right lender for you, and see our top picks for a. are often local mortgage loan companies that have the resources to.
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Getting a mortgage from big national banks vs. local lenders? Asked by Chald, Bellevue, WA Sun Aug 17, 2014. An agent told me that using a national bank such as Bank of America, Citi, or Wells Fargo for mortgage will likely result in delay in closing.
There are a variety of different ways to obtain a mortgage, but let’s focus on two specific channels, “mortgage brokers versus banks.” There are mortgage brokers, who work as middlemen between banks/mortgage lenders and borrowers on the wholesale end to secure financing for homeowners. And there are banks/lenders that work directly with homeowners to provide financing on the retail level.
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