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Multiply the number of years in your loan term by 12 (the number of months in a year) to get the number of payments for your loan. For example, a 30-year fixed mortgage would have 360 payments.
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The point is, a person with less debt may find it relatively easy to get approved for a mortgage loan, compared to someone with a higher level of recurring debt. documented income. For obvious reasons, a person applying for a mortgage loan must have sufficient income to make the monthly payments on that debt.
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